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In 1963 and later papers, I pointed out that the special market characteristics of medical care and medical insurance could be explained by reference to differences in information among the parties involved.
Kenneth Joseph Arrow
In all nations an exceptional man exists that compensates the deficiencies of the remainder. In those moments, when humanity is found collectively in a state of decadence, there always remain those exceptional beings as point of reference.
Augusto Roa Bastos
If Hitler invaded hell I would make at least a favorable reference to the devil in the House of Commons.
Winston Churchill
My point of reference is life, in everything that I do.
Howie Mandel
There are definite reference points to older Depeche Mode records.
Martin Gore
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